Peggy takes an online I.Q. test sponsored by the "Intelligence Institute of Texas," and is declared a genius. When the head of the Institute, Dr. Vayzosa, offers her a chance to get a PhD for only $900, she uses the family savings to pay for it. When Luanne takes the online I.Q. test and also scores as a genius, Peggy realizes that she has been conned, and she comes up with an elaborate sting to