Uncle Fester's mishap with a new flame-thrower sets the stuffed bear afire in the Addams' living room. Morticia calls the Double-Indemnity Insurance Company to have it replaced, but head of the company A.J. Henson is reluctant to comply. Eventually it leads to company agent Mr. Digby getting the boot for failing to cancel ALL the Addams' policies and not backing Mr. Henson in all thing